Review and Improve UpOwa’s Credit Scoring Methodology & Tools

2019-08-31 - 2019-09-30

A potential investor EDFIMC – ElectriFI directed upOwa to LFS to review and improve their credit scoring methodology and tools, prior to them investing in the company. Therefore, upOwa contracted LFS Advisory for the required credit methodology assessment and additionally to recommend improvements to their credit practices based on the assessment.
The main activities and deliverables included: Assessment of the credit methodology and credit scoring tool at upOwa including Benchmarking against MFI and solar home system provider practices Analysis of the strengths and weaknesses of the methodology and tool Recommendations for improvement SWOT analysis of the product lines Action plan for implementation of recommendations