ABT Merchant Loan Product

2020-01-31 - 2020-05-31
Tanzania

Building on M-Pesa’s merchant payment platform - Lipa kwa Simu, and in partnership with Vodacom Tanzania, Vodafone Global and FICO, the project’s objective is to design a credit score based on merchant till & Know Your Business (KYB) in order to provide access to fair-priced funds to merchants.
Overall Project Management and Partner Coordination Identifying different merchant segments based on behavior, type of business, transaction patterns, demographics etc. Simulating various commercial and operating models, and finding a compelling and fair commercial model for merchants, backed by FICO the credit scoring partner Experimenting until a compelling value proposition is found Designing a credit score based on merchant till & Know Your Customer / Business (KYC/B) that is adequate for scaling Defining and mapping of business processes