From 2003 to 2008 LFS managed the MSE downscaling project Tajikistan Micro and Small Enterprise Facility (TMSEF) and gained extensive country and market experience in Tajikistan. Building on this experience, and after the completion of a feasibility study for a dedicated MSME bank, AccessHolding successfully approached potential investors to team up for investing in a new greenfield bank, AccessBank Tajikistan (ABTJ). AccessHolding is the strategic lead investor, and LFS is the Technical Partner responsible for establishing and managing ABTJ. The Bank opened its doors to the public on 12 April 2010.
ABTJ has the objective to provide the core target group of micro, small and medium-sized enterprises (MSMEs), as well as other clients in the lower and middle income strata, with a broad range of appropriate financial services. ABTJ aims to become one of the leading retail providers of finance to this target group in Tajikistan, and to set standards in terms of efficiency, transparency, and customer service.